Commercial property owners in Ireland often take insurance cover for the following types of events:
This protects your rental income when there’s a claim and your rental income is reduced as a result of this claim. It could be the result of an insurable disaster, for example, Fire or storm.
You are protected against any claims from employees with respect to your legal liability as the property owner for personal injury or death arising during their employment, for example, someone hired by you to carry out refurbishment of the property.
- Property Owners Liability
This cover protects you against any legal claims made against you in respect of your legal liability for property damage or personal injury arising out of the ownership of the property.
Covers your business property when injury or damage is caused to individuals or their property.
Protects you for any loss of profits after your property is closed or damaged as a result of an event you’re insured for (such as storm or fire damage).
Covers your commercial premises from damage to buildings, stocks, equipment and tools by fire, malicious damage and/or natural disasters like storms. This covers any contents supplied by you the property owner.