A third party car insurance cover is the minimum requirement legally. This policy insures you for claims brought against you by another party owing to damaged caused by your car. However, this policy doesn’t cover theft of or damage to your own vehicle. If you meet with an accident, you would have to pay for the damages and repairs yourself.
This car insurance policy will insure you for all the above benefits as well as damage to your vehicle for fire and theft.
This type of policy offers the widest coverage. A comprehensive cover might be worth considering if your car is valued at over €2,000 or more. The benefits of a comprehensive policy is that some comprehensive car insurance policies can also include breakdown insurance, windscreen and glass cover, cover for driving another owner’s car (if you have their permission, of course) and theft or damage to personal belongings. Please check your policy coverage closely when purchasing your cover to make sure that your policy has all of the correct cover you require.
Our car insurance specialist will also help work out the finer details of your insurance policy including policy excess. This is the amount you will have to pay when you want to make a claim.
How to Choose the Best Car Insurance in Ireland
When it comes to car insurance in Ireland, we do not take “one size fits all approach”. We compare car insurance quotes from several leading insurance companies to help you choose one that best suits your requirements.
From key replacement and windscreen protection to protected no claims bonus discount and breakdown assistance, we offer policies with a number of useful features. So, no matter your individual needs, we are here to help you find a car insurance policy that’s right for you.