What to do if your house is affected by…
- Get in touch with a reputable builder straight away to arrange emergency repairs or boarding up,
- Do not dispose of any damaged items until they have been inspected and your claim has been settled. Store in a shed or outhouse if necessary.
- Use a dehumidifier to dry out walls and ceilings.
- If the cause is a burst pipe, switch off the water at the mains. Contact a plumber immediately to stop the leak and reduce any further damage.
- If your home starts to flood, try to move your belongings to the upper floors if possible.
- Again, you can remove wet or damaged items from your home, but don’t dispose of them until your claim has been settled.
- Dry out walls and ceilings using dehumidifiers.
- Don’t touch anything and call the Gardai – if you need to make a claim you’ll need a crime reference number.
- Take photographs of any broken doors and windows, and also of any rooms that have been affected.
- Make a list of everything that is missing, and at a later date find receipts, valuations or photographs of the missing goods to support your list.
Inform your Insurance Company
The next logical thing to do is to inform your insurance provider at the earliest opportunity. Have your policy number to hand and other relevant information, such as the other driver’s details or the crime reference number. It is a good idea to be aware of all of the information in case you happen to be in an accident. Hopefully you will never need it but if you do need to make a claim, then you will know exactly what to do.