It’s impossible for a farm to be pristinely clean, but certain hygiene measures are essential. The Road Traffic Act 1993 states that a farmer is responsible for dirt left on the road that might cause an accident. If you have to move animals on a roadway, clean up any muck to avoid pedestrians or other vehicles slipping.
TOP TIP Regularly wash the tyres of your vehicles used for transport, to prevent muck transferring to the roads around your property.
Directives at both governmental and EU level means farmers could be held accountable for environmental spills that occur on their land, leaving them liable for both their and their neighbours’ clean-up costs. To avoid out-of-pocket expenses, it’s essential that any insurance policy held on the farm covers these kinds of spills.
TOP TIP If you need to store any possible pollutants such as fertilisers, pesticides, fuels or feedstuffs, handle them carefully and store them away from watercourses.
Keep up with essential maintenance, calling in specialists where appropriate. Large trees, especially on boundaries, pose a particular threat of losing branches or even coming down entirely. A tree surgeon will be able to advise any action that is needed to prevent falling trees. Farm outbuildings also need regular maintenance to ensure they are safe both for members of the public.
TOP TIP Set reminders on your phone or laptop for all the elements that need to be examined, including buildings, boundaries and storage areas.
You will also want to keep your farm as safe as possible for visitors or those passing through. To avoid gates being left open by walkers, think about locking them and putting styles alongside. Escaped animals are at best an inconvenience, and at worst a danger to themselves and those around them. Clearly mark and secure hazards such as slurry pits and quarry areas.
TOP TIP Have signage at entry points to let visitors know they are entering a working farm and should proceed with caution.
Established in 1972, Britton Insurance has a long-established track record of providing competitive quotations that meet your specific needs. Our farm insurance team are all fully trained professionals with years’ of experience in the Insurance industry.